Help To Buy
Our Federal Government has recently introduced a Help To Buy scheme
Aimed at helping eligible home buyers enter the property market sooner
Want to know if you qualify?
What is the Help To Buy scheme?
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What is the Help To Buy scheme?
The Federal Government has recently introduced a shared equity scheme to help eligible home buyers enter the property market sooner.
Capped at 10,000 households a year and available on both new and existing homes, the contribution of up to 40% made by the government is in exchange for a share in the property.
This arrangement is designed to make homeownership more affordable for lower income individuals or families by allowing them to purchase a share of a property and pay a reduced mortgage on the remaining share.
Want to get started?
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Want to get started?
Take our 2-minute homebuyer quiz.
Let's see how we can help you, on your terms.
Who is eligible?
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Who is eligible?
The following criteria will apply:
• You must be an Australian citizen & at least 18 years of age
• Annual income of $90,000 or less for individuals and $120,000 or less for couples
• You must live in the purchased home
• You must not currently own any other land or property in Australia or overseas
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Affordability
By sharing the cost of homeownership, individuals and families can enter the property market with a lower upfront investment.
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Stability
Shared equity housing can provide stability and security for occupants, as they have a stable place to live and can gradually increase their ownership over time.
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Potential for Appreciation
As the property's value increases over time, the homeowner benefits from a proportional increase in their ownership share.
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Flexibility
Some shared equity programs allow homeowners to sell their shares and move on, potentially realising a profit.